SALT provides services to students that complement the efforts GICA member institutions are making to decrease their default rates. American Student Assistance® (ASA) created SALT after 50 years of working with over a million student borrowers. SALT makes it easy to provide students with access to the tools and information they need to make smarter borrowing decisions before, during, and after college. Through in-depth courses and one-on-one counseling opportunities, students will better understand their loan options, gain real-life financial skills, and learn how to stay on track with loan repayments. For more information about SALT and the discount available to GICA member institutions, please contact Mae St. Julien at 404-333-7256.